# Calculators

## Loan repayment calculator

A calculator to work out what your minimum weekly, fortnightly or monthly repayment would be.

## Budget planner calculator

Input all your incomings and outgoings to see if you are in surplus or have a shortfall.

## Home loan offset calculator

Find out how much extra money you can save by depositing funds in your offset account.

## Intro rate loan calculator

Calculate what the effect of an introductory offer has on your loan.

## Property buying cost calculator

Calculate what all the costs will add up to when buying a property.

## Split loan calculator

Calculate your repayments and total interest under different fixed and variable rate scenarios.

## Mortgage Switching Calculator

A calculator to work out what your savings will be by changing to a lower interest rate loan.

## Borrowing power calculator

Find out how much you can borrow based on your salary and existing financial commitments.

## Compound interest calculator

This calculator shows how compounding your interest increases your savings.

## How long to repay calculator

Set the amount you’d like to pay per period and calculate how long it takes to pay off your loan.

## Leasing calculator

A calculator to work out what your leasing costs are and residual payment at end of term.

## Property selling calculator

Calculate what all the costs will add up to when selling a property.

## Income annualisation calculator

Determine your annual income from the income that has been accruing for less than a full year.

## Tax Depreciation Calculator

Estimates the likely depreciation deductions claimable for all types of property

## Stamp duty calculator

Stamp duty adds significantly to the cost of buying a property. Find out just how much it will cost in you.

## Credit card calculator

Work out how long it will take to pay off your credit card with minimum or extra repayments.

## Your Income tax calculator

A calculator that will work out how much income tax that you will have to pay on your gross income.

## Loan comparison calculator

Compare different loans with honeymoon rates, upfront fees, etc

## Reverse mortgage calculator

Use the equity in your home to receive a lump sum or a periodic payment.

## Income gross-up calculator

This tool calculates gross income based on net income, using ATO’s tax rates.

## Comparison rate calculator

This will wrap up your interest payments and fees and expresses all these costs in one rate.

## Extra repayment calculator

How much you can save when you make extra repayments throughout your loan.

## Interest-only calculator

Dual calculator that shows a Principal & Interest loan or just an Interest Only loan.

## Lump sum repayment calculator

What will be the effect on your loan if you pay off a lump sum at some time

## Your Savings calculator

A calculator so you can watch your interest grow as you save over time.

## Rent vs Buy calculator

Work out if you can afford to purchase your own home, based on your current rental payments.